In plain English: An autonomous insurance platform — quantum-accelerated underwriting at a fraction of traditional cost, near-perfect fraud detection, instant claims settlement, and a court-admissible evidence vault.
EpochCoverage underwrites, detects fraud, and settles claims automatically — built for cyber, parametric and embedded insurance, with tamper-proof evidence on every decision.
Capabilities
What you can ask it to do.
Each capability is available the moment you add EpochCoverage to your watsonx Orchestrate workspace — just ask in plain language.
Underwriting engine
Underwrites policies in seconds at $0.10 each.
capability
Claims processing
Processes and settles claims instantly.
capability
Fraud detection
Detects fraud at 99.9% accuracy.
capability
Evidence vault
Stores court-admissible evidence for every decision.
capability
Policy management
Manages the full policy lifecycle.
capability
Risk modeling
Models risk for accurate pricing.
capability
Settlement engine
Runs fast, auditable settlements.
capability
Compliance engine
Keeps decisions compliant and recorded.
capability
Analytics dashboard
Tracks book performance in real time.
capability
How to use it
Three steps in watsonx Orchestrate.
1
Add the agent
In watsonx Orchestrate, open the agent catalog and add EpochCoverage to your workspace. No setup or code required.
2
Ask in plain language
Type what you need in the Orchestrate chat — EpochCoverage picks the right capability automatically. No commands to memorize.
3
Get a sealed result
You get your answer plus a tamper-evident record you (or an auditor) can verify independently.
Example — type this in Orchestrate
"Underwrite a parametric cyber policy for this small business and quote it."
What comes back — Returns a priced quote with the risk factors behind it — and a sealed, court-admissible record of the decision.